Uninsured / underinsured motorist insurance coverage protects you and the people in your car in the event another driver hits you with inadequate insurance coverage or no insurance at all. Often drivers that carry low liability limits do not have many assets to protect. So in the event that you or someone in your car is badly injured by another driver and they have inadequate liability limits there is nothing to gain by suing the driver.
In that case you can put a claim in under your own insurance policy for uninsured motorist coverage.
Uninsured motorist coverage is a relatively inexpensive coverage that is extremely important.
Watch this video “What is uninsured motorist coverage?” for more details:
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If you have additional questions regarding uninsured motorist coverage or if you would like to discuss and receive a quote on your auto insurance use the link below:
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Disclaimer: This article is for informational purposely only. There is no legal advice being suggested or proffered and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.
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