Comprehensive physical damage coverage (also known as “comp coverage” or “other than collision coverage”) is an added coverage to your auto insurance policy that covers damage to your vehicle.
Comprehensive physical damage coverage covers a loss from risks other than a collision including but not limited to hitting a deer, fall objects, water damage, fire, lightning, wind, vandalism and can also include glass coverage.
Remember that you must add comprehensive physical damage coverage to your auto insurance policy because it is not part of a basic insurance policy.
Watch this video “What is covered by comprehensive physical damage on car insurance?” for more details:
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