Water and Sump Pump Backup is an endorsement to the Homeowners Policy that is often forgot about by first time home buyers. A homeowners insurance policy in its standard form will not cover water that is “backed up” through a drain, toilet, etc. If you own a Sump Pump and it fails or is over-loaded, you also not covered for damage or clean up of water.
What is water back up and sump pump failure insurance?
Sump pump failure and water-backup coverage is an endorsement to the homeowner insurance policy that provides coverage to property damaged by water that backs up into the home through pipes, drains, sewer, water-service, sump pump and any other type of fluid transfer system from the house.
