Did you know that hail damage is covered by Comp Physical Damage on your Auto Insurance policy?
Save Money on Auto Insurance by Taking Online Defensive Driving
The NYS Department of Motor Vehicles recently approved the use of online defensive driving courses. The defensive driving course in new york provides two benefits:
Your Swimming Pool is a Very Attractive Nuisance
under the attractive nuisance doctrine of the law of torts, a landowner may be held liable for injuries to children trespassing on the land if the injury is caused by a hazardous object or condition on the land that is likely to attract children who are unable to appreciate the risk posed by the object or condition
Protect Your Home from Water Backup and Sump Pump Failure
Water and Sump Pump Backup is an endorsement to the Homeowners Policy that is often forgot about by first time home buyers. A homeowners insurance policy in its standard form will not cover water that is “backed up” through a drain, toilet, etc. If you own a Sump Pump and it fails or is over-loaded, you also not covered for damage or clean up of water.
Insuring Your Home to Value
I will explain how under insuring your home, dwelling, or apartment can have grave consequences. From first-time-home-buyers to seasoned investors, there is a common misconception that the amount a building is purchased for is the same amount that building should be insured for.
