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Are You Safe with Your Employer’s Group Life Insurance?

Unfortunately far too often employer sponsored group life insurance programs are not adequate for your family’s protection in the event you pass away.

What’s the difference between group life and individual life insurance?

Group life insurance is a life insurance product that is provided by an employer. Sometimes the employer will cover the premium and other time group life is an optional benefit that the employee will purchase if they desire.

Why is buy-sell agreement life insurance important?

Buy-Sell Life Insurance is intended to provide buyout protection for partners in a business in the event that one of the partners is to pass.

What is the difference between whole life and term life insurance?

When you purchase a whole life insurance policy that policy is guaranteed for as long as you can pay the premiums. In addition whole life has a cash account that grows at a pre-determined fixed rate.

Who do I buy key person life insurance for?

Key person life insurance is a unique form of life insurance that protects the business from a loss of revenue following the passing of an employee.