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Save Money on Auto Insurance by Taking Online Defensive Driving

The NYS Department of Motor Vehicles recently approved the use of online defensive driving courses. The defensive driving course in new york provides two benefits:

Should I package my home and auto insurance with the same insurance carrier?

The first reason is simple, you get a discount on both your Home and Auto insurance if they are packaged with the same carrier.

Why does it take longer to get a business insurance quote than an auto insurance quote?

Business Insurance (in most cases) there is an actual human being reviewing your application. This can work in your favor pricing wise because a human can make pricing determinations based on your business’s specific risks and not the risks of similar businesses.

Does how I pay for my insurance affect my premiums?

Some companies will even give a discount if you Pay-in-Full. If you don’t pay-in-full, every insurance company will charge you a per payment fee. The amount of the fee depends on the company.

Will I have to pay more for insurance because I’m young?

The reality of auto insurance is that young drivers are going to pay more than their more experienced counterparts.